Which sign-up offers pay you money, which pay store credit, and which pay you nothing.

The five groups

• Cash or cash-like (80): pays you cash, or something you can spend anywhere.
• Credit, points or a discount (91): pays in credit, points, a discount or free time you can only use with them.
• Nothing for you (49): pays a new customer nothing.
• Will not say (33): will not say what a new customer gets.
• Ended (12): ended, paused or gone.

We sort by what the company's own document says the new customer receives. Cash-like means you can take it out or spend it anywhere: cash, stock, crypto, a gift card or a prepaid Visa or Mastercard. Points and miles count as credit unless the card pays them out as cash back.

Every category at a glance

Three things this table cannot tell you

1. What it costs to qualify. A $300 bank bonus behind a $5,000 deposit and a 90-day hold is not the same as $10 for opening an app. Each guide sets out the requirement and the clock.
2. How it can be taken back. Clawbacks, lookback periods and fees that eat the bonus are in each guide's trap section.
3. Whether you qualify. Many offers exclude past customers, some states, or anyone who already holds a related account.

Frequently asked

Is a free trial a sign-up bonus?

Not in the sense most people mean. A trial is time with the product you would otherwise pay for, and most of them turn into a paid plan unless you cancel. On this page a trial counts as credit you can only use with that company, never as money.

Why is “will not say” a group of its own?

Because it is a finding, not a gap in our research. These companies run a referral or sign-up offer but publish no amount a new customer can check before signing up, or show a different amount to each visitor. We say so rather than guess a figure.

Why do some offers pay nothing when people still post codes for them?

Some programs have ended, and some never paid a new customer at all. The code still circulates because an old page says it works.

How current are these figures?

Each row shows the date we last read that company's own document, and links to the guide with the full terms. A company can change its offer at any time, and our weekly check re-reads the terms page we archive for every offer.

What we found across every offer

Every one of these is read from the company’s own document and dated. See all 68 questions we have answered.