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Brokerage & investing bonuses

11 offers

Free stock and cash for new brokerage accounts. Rewards often arrive as stock, with holds and lock-ups attached.

The recurring trap here: holding periods and lock-ups on stock rewards.
Before you tap anything: some of the links below are referral links that pay this site a commission. Your bonus is never smaller because of it, and where going direct pays you more, the entry says so.
Robinhood Robinhoodgift stock for ~99% of people; $200 is the 1-in-1,000 ceiling $5Gift stock The stock is triggered by linking a bank, not by opening the account; unclaimed rewards expire in 60 days VerifiedJul 19, 2026 Worth it Guide Webull Webullour estimate for 20 fractional shares; $3,000/share is the unpublished-odds ceiling ~$60–$200Fractional shares 12-month maintenance period, and fractional shares cannot transfer to another broker in-kind VerifiedJul 19, 2026 Worth it if Guide Moomoo Moomooin NVDA stock; $1,000 needs $100k parked up to 180 days $30–$1,000NVDA stock Withdrawing below your tier during the freeze forfeits the stock, and market dips count against you VerifiedJul 17, 2026 Worth it if Guide Public Publicin a stock or ETF you pick from their pool $20Fractional stock A $1,000 deposit for a $20 reward, and the share is non-transferable with its value floating VerifiedJul 19, 2026 Worth it if Details Acorns Acornsin reward shares for a $5 deposit; small but nearly automatic $5ETF shares Acorns is a $3+/mo subscription, which outruns the bonus if you were not staying anyway VerifiedJul 19, 2026 Worth it if Details Stash Stashcash by promo, for a $5 deposit $20–$30Cash to Stash The bonus must stay in the account 90 days, and the $3+/mo subscription eats it if you forget to cancel VerifiedJul 19, 2026 Worth it if Details M1 Finance M1 Financeboth sides, but only with a $10,000+ deposit; the highest bar in this category $75Cash $10k minimum, and if you use an IRA the money then lives under retirement withdrawal rules VerifiedJul 19, 2026 Worth it if Details tastytrade tastytradecash, both sides, for a $1,000 deposit; the current program window runs through Aug 31, 2026 $100Cash The friend's funds must stay 6 months, and the bonus cannot be withdrawn until that hold ends VerifiedJul 19, 2026 Worth it if Details Charles Schwab Charles Schwabtiered by deposit, starting at $25,000; the referrer gets nothing, any client's code works $100–$1,000Cash Below $25,000 you get $0, and only new-to-Schwab money counts VerifiedJul 19, 2026 Worth it if Details Fundrise Fundrisein bonus shares (the amount depends on the referrer's plan tier) for just $10 invested $25–$100eREIT shares Paid in illiquid eREIT shares: redemptions can take quarters and can be paused entirely VerifiedJul 19, 2026 Worth it if Details Groundfloor Groundfloorin restricted investment credits for a $1,000 investment $100Restricted credits Credits must be invested in a loan and that loan repaid (months to years) before the money is withdrawable VerifiedJul 19, 2026 Worth it if Details

Every entry above was verified on the official terms on the date shown. When terms change, the row changes.

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