All offers / Cash back / Fetch
Examined Jul 27, 2026 Paid in points, redeemed as gift cards Points expire after 90 days Fetch pays both of you about a dollar or two. It cannot agree with itself on which.
Fetch's own blog says 1,000 points are approximately worth $1 in gift cards, and warns that even that is an approximation because some stores' cards do not work out to exactly a dollar per thousand. So "2,000 points" means about two dollars. A third Fetch help article declines to name any number at all and tells you to look under Refer a friend on the Profile tab.
- What Fetch's marketing page says a referral pays2,000 points
- What Fetch's own help centre says1,000 points
Fetch's own blog puts 1,000 points at approximately $1 in gift cards. Both sides receive the same amount, whichever figure is live.
What pays what
| You, new user, code entered before your first receipt | 1,000 to 2,000 points, about $1 to $2 |
|---|---|
| The friend whose code you used, on the same trigger | The same amount |
| Every 1,000 points, once redeemed | Roughly $1 in gift cards |
| Any physical receipt you snap after that | At least 25 points, about 2.5 cents |
| A receipt from a transaction more than 14 days ago | Rejected, no points |
| Entering the code after your first receipt is snapped | $0 both sides |
| 90 days with no points earned and none redeemed | Every point expires |
| Turning points into actual money | Not possible, gift cards only |
| The minimum points needed to redeem anything | Fetch publishes no number |
Fetch's terms define a Minimum Redemption Amount and then never say what it is, reserving the right to change it at any time. The 3,000 points figure repeated across the internet does not appear on any Fetch page we could read. Since rewards come in denominations from $5 to $50, one referral on its own redeems nothing.
Do this, in this order
- Enter the referral code before you snap anything. Fetch will let you add a code as long as your first receipt has not been snapped yet, and not one second after. This is the single most common way people lose a Fetch bonus, because the app is designed to get you scanning immediately.
- Use a receipt from the last 14 days, ideally today's. Anything older is refused outright. A small grocery run you were making anyway is the cleanest trigger.
- Take the number from the app, not from any article, including this one. Fetch's own pages currently say 1,000 in one place and 2,000 in another, which tells you the rate moves. Refer a friend on the Profile tab shows what is live for you today.
- Know what the points actually buy. Gift cards, in $5 to $50 denominations, landing about 72 hours after you redeem. If you pick a Visa reward, Visa deducts a $3 shipping and handling fee from the card itself, which on a small card is most of it. Points have no cash value and cannot be converted to cash at all.
- Do not let the account go quiet for 90 days. Points expire if you go 90 days without either earning or redeeming any. Fetch gives you notice at the 60 day mark with 30 days to act. Expired points are gone for good, though the account itself can be revived by logging back in and earning again.
- Do not try to be clever, and do not expect every store to work. Current or previously inactive users cannot count as new users, and invented referrals or several accounts for one person are void. Fetch can deduct points, decline or rescind a referral bonus and close accounts at its own discretion. It also says it may be unable to process receipts from some retailers, so a rejected scan is not always your fault. Fetch runs a separate Creator Club under its own contract, which is a different program from the referral code in your app.
Is it worth your time?
As a bonus, no. A dollar or two, in points, that you cannot redeem until you have collected enough for a $5 gift card, is not a reason to install anything. As a free extra on something you were doing anyway, sure: if a friend is already scanning receipts, put their code in before your first scan and you both get a small thank you for it. Fetch is the easiest offer in this category and the smallest. If you want a cash back bonus worth planning around, Rakuten is paying $50 to both sides until the end of September.
