All offers / Investing / tastytrade
Examined Aug 15, 2026 Ends Nov 30, 2026 Paid in cash $100 each for a $1,000 deposit. The clock stops on November 30.
Divide the reward by the deposit and the answer is ten percent, paid in actual money, with no lottery, no share price to hope on, and no monthly subscription mentioned anywhere in the rules. That rate is bought with time and with a deadline: the program ends on November 30, 2026, and the funds have to sit for six months, the longest hold of any investing offer we have examined.
What pays what
| New client, $1,000 deposited within 60 days of opening | $100 cash |
|---|---|
| Losing money trading during the six months | Does not break it |
| Withdrawing below $1,000 during the six months | Credit can be revoked |
| Retirement accounts | Not eligible |
| A new client living outside the United States | $0 |
| Anyone who has previously had a tastytrade account | $0 |
The six-month hold, in plain words
The gentle part: the $100 appears in the account and can be used for trading straight away, and losing money in the market does not endanger it. tastytrade states outright that decreases in account value from trading or market fluctuations do not affect eligibility. The harsh part: the bonus cannot be withdrawn as actual cash until the six months are up, and taking money out such that the account falls below the $1,000 minimum can get the credit revoked. Trading it down is fine. Withdrawing it out is not. The clock starts once you have met every opening and funding requirement.
Do this, in this order
- Start before November 30, 2026. The program period is June 1 to November 30, 2026, and tastytrade reserves the right to suspend or revoke it even inside that window.
- Open the right kind of account. Individual, joint, entity, and trust accounts are eligible. Retirement accounts are not, so an IRA will not earn this. You must be 18 or over, live in the United States, and have never held a tastytrade account.
- Enter the referral code before you fund, not after. If the code was missed during signup it can still be added, but it must go in before funding and within 60 days of opening the account.
- Deposit at least $1,000 within 60 days of opening. That is the minimum initial deposit, and there is no trade requirement attached to it.
- Do not withdraw below $1,000 for six months. A withdrawal that drops the account under the minimum can have the credit revoked.
- Expect the money about 45 days after qualifying. Bonuses are deposited within 45 days after each referral credit is obtained, so the payment date sits well after the qualifying date.
The fine print that can still cost you the bonus
The clawback is a debit, not just a cancellation. Clawback is the industry word for taking a reward back after paying it, and tastytrade's version has teeth: it reserves the right to revoke the credit or bonus including by deducting the value of the bonus from the account balance, at its sole discretion, if it decides the requirements were not met. That can leave you worse off than never having taken the offer.
Families of staff are out, broadly defined. You are excluded if you, or your spouse, parent, sibling, child, grandparent, or grandchild, work for tastytrade, its subsidiaries, affiliates, or agencies.
No stacking. The program cannot be combined with any other offer, promotion, or marketing referral agreement.
Pending credits may or may not survive the deadline. After the program ends, tastytrade reserves the right, at its sole discretion, to roll pending or accumulated referral credits into a new or revised program. Reserving the right is not promising to do it, so do not leave a half-finished referral sitting across November 30.
What we did not check. The referral rules mention no subscription fee, and we did not read tastytrade's commission and pricing schedule on this pass. Read it before you decide, particularly if you plan to trade options actively.
Is it worth your time?
Yes, with a calendar reminder. A hundred dollars in cash for a thousand deposited ties the best rate in this category. Public now pays the same $100 on the same $1,000, but in stock and locked for twelve months, so tastytrade's cash and six-month hold still make it the better of the two, and unlike M1 it does not want ten thousand of your money to get there. What you are really agreeing to is that the $1,000 lives at tastytrade until roughly six months after you fund, and that the bonus cannot be cashed out before then. Start before November 30, because on December 1 this program is gone and its replacement is anybody's guess.
Once you hold a tastytrade account yourself, referring others pays you too: $100 cash per person who deposits $1,000 and keeps it for six months, capped at 24 bonuses a calendar year, up to $2,400, which is the most generous cap in this category if you genuinely know that many people who want a brokerage account. You can live in any country tastytrade lists as eligible to refer, but everyone you refer must reside in the United States, and your $100 depends on their account, not yours: if they withdraw below $1,000 during the six months, you can lose your bonus for something you had no part in. tastytrade may also ask you to sign an eligibility affidavit, a liability release, and where legal a publicity release, within seven days of being notified, and you may not use your own referral link to open a second account in your own name.
- tastytrade, on a $1,000 deposit$100
- Public, on the same $1,000$100
Both figures sit against a $1,000 deposit. tastytrade pays cash and holds it six months; Public pays in stock behind a 12-month lock.
