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Terms of use

Last updated: October 28, 2026

These terms govern your use of Fine Print Doctor (the “site”). By using the site, you agree to them. If you do not agree, please do not use the site.

What this site is

Fine Print Doctor is independent editorial content that explains companies’ terms in plain words. It is provided for general information only. It is not financial, investment, tax, or legal advice, and using it does not create any professional or advisory relationship. Decisions about your money are yours; consider consulting a qualified professional for your own situation.

Accuracy and no guarantee

Terms, offers, fees, eligibility rules, and deadlines are set by the companies that write them and can change or end at any time, often without notice. We read the terms carefully and stamp each guide with the date it was verified, but we cannot guarantee that a company’s terms still match what is written here, that you will qualify, or that you will receive any particular bonus. Always confirm the current terms with the provider before you sign up or deposit. The site is provided “as is”, without warranties of any kind.

Referral and affiliate links

Some links are personal referral or affiliate links, and the site may earn a reward when you use them, at no cost to you. This is explained in full on the disclosure page, which forms part of these terms.

Third-party sites and offers

The site links to and describes third-party products and services that we do not operate or control. Your dealings with those companies, including any account you open or bonus you pursue, are solely between you and them and are governed by their terms. We are not responsible for their content, decisions, or actions.

Your responsibilities

  • Verify the current, official terms of any offer before acting on it.
  • Follow each provider's rules; some prohibit publicly posting referral links or have state and eligibility restrictions.
  • Make your own financial decisions and understand that bonuses may be taxable income.

Intellectual property

The writing, structure, and design of this site belong to its operator. You may read and share links to it. You may not copy, republish, or systematically scrape its content without permission.

Limitation of liability

To the fullest extent permitted by law, the site and its operator are not liable for any indirect, incidental, or consequential damages, or for any loss arising from your use of the site or reliance on its information, including a bonus that is reduced, denied, delayed, or changed by a provider. Your sole remedy if you are dissatisfied is to stop using the site.

Changes to these terms

We may update these terms from time to time. The “last updated” date above reflects the current version, and continued use of the site means you accept the changes.

Governing law

These terms are governed by the laws of the United States and the state in which the site's operator resides, without regard to conflict-of-law rules.

Contact

Questions about these terms? Email hello@fineprintdoctor.com.

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*How this site is paid. Some links here are referral links. If you open an account through one, we earn a commission. It costs you nothing and never changes what we tell you. If going direct pays you more, the guide says so.

Fine Print Doctor

We read companies’ terms and tell you what they mean for you. Every quote dated, every document archived.

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