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Money app bonuses

9 offers

The bonuses here are the smallest on the site and the fastest to lose. Each one hinges on a qualifying action whose definition is narrower than the button suggests: the payment has to be funded from a linked bank rather than a balance, the card has to be activated before a deadline, the credit expires if you sit on it. The row names the exact tripwire for each app.

This is also the category where we most often cannot give you a link at all. Venmo voids referrals whose links are posted publicly, and PayPal and Greenlight work the same way, so those guides tell you to get the link from a friend instead. We earn nothing on them, which is exactly why the math on them is worth trusting.

Treat every dollar here as perishable. These apps pay in credits and small balances that expire, or get clawed back if the account goes quiet, so collect it and then actually spend it.

The recurring trap here: qualifying-action definitions and expiring credits.
Before you tap anything: some of the links below are referral links that pay this site a commission. Your bonus is never smaller because of it, and where going direct pays you more, the entry says so.
Cash Appcash to the new user, published in Cash App's own referral terms. The widely quoted $5 is not the bonus, it is the payment you must send to qualify. Cash App publishes no figure for the referrer's side $10Cash The 14-day clock starts when the code is ENTERED, not when you join, the card must stay linked until the bonus is paid, and the $5 must go to an account that is not yours. Payment can take 30 days. Codes are "one time use", a phrase Cash App never defines. On family accounts for ages 13+ you also need a parent's approval and an activated Cash Card, and an existing sponsor cannot earn from an account they already authorised VerifiedJul 27, 2026 Worth it Guide Venmofor a $5+ bank-funded payment; ask a friend for their link (Venmo bans public link posting) $5Cash The 14-day clock starts when the LINK was created, not when you signed up VerifiedJul 27, 2026 Worth it if Guide PayPalas 1,000 points; ask a friend for their link (PayPal bans public link posting) ~$10Points to cash back Paid in points you must redeem, and publicly posted links void the reward VerifiedJul 27, 2026 Worth it Guide Stepto the person who refers you. Step publishes no figure at all for what YOU get, saying only that you will both be rewarded. Our previous $5 was wrong by five times. The widely repeated $25/$25 is wrong $1Points to cash Step publishes no figures in its legal terms, saying amounts 'may vary from time to time in our sole discretion', and its own offers page still serves an expired October 2024 promotion. Step Black costs $4.99 a month VerifiedJul 27, 2026 Worth it if Guide Greenlightan amount we cannot currently source. The boosted window that paid $50 to the joining family ran July 22 to August 5, 2026 and has closed. The programme itself has NOT closed: greenlight.com/refer-friends, re-fetched Aug 15, 2026, still offers it and its footer still links 'Refer Friends, Get $50'. That label does not say which side gets it, and the page came back byte-identical to the July 24 capture, so it is equally consistent with nobody having updated it. The reward is whatever the link your friend sends you advertises UnconfirmedCash to Parent Wallet Posting a Greenlight link on a deal site forfeits the reward for BOTH sides, so no website can give you one. The subscription runs $5.99 to $19.98 a month, which eats any bonus of this size in a few months. Greenlight also leaves expired promotion pages standing: on Jul 27 its January page was serving a July header over a January body VerifiedAug 15, 2026 Worth it if Guide Davean ExtraCash borrowing-limit boost, not money. Dave never publishes the size and it expires after 60 days Not cashBorrowing limit The $15 and $75 figures circulating come from coupon sites, never from Dave. Costs stack up too: membership is up to $5 a month, an advance fee is the greater of $5 or 5%, instant transfer to an outside debit card is 1.5%, and tips are prompted on top VerifiedJul 27, 2026 Think twice Guide Monarch Money50% off your first year of Monarch's annual Core plan, but only through a referral link generated by a paid or trialing Monarch user; the sharer's payout later requires an active subscription. Monarch's own site-wide code WELCOME gives everyone 30% off year one and the two cannot be combined, so a real person's link is worth twenty percentage points more than the public offer 50% off year oneA discount at checkout; a gift card for the sharer Monarch rewrote this note in August 2026. Promo codes are now "only valid on annual Core plan subscriptions billed directly by Monarch (not Apple or Google)", so a subscription bought through the App Store or Google Play quietly costs you the whole thing; the older sentences about web checkout, the mobile app and the code expiring are gone. It is also for "new members only" and "cannot be combined with other offers", and the referral program terms separately require the friend to subscribe through web billing. On the sharer's side Monarch publishes the cap and refuses to publish the amount: rewards are "a set reward to be determined solely by Monarch", capped at $480 per calendar year. Both sides must live in the US or Canada, you forfeit the reward unless you are still a paying subscriber on the day it arrives roughly 30 days later, and refund-takers are ineligible. Monarch's help centre says annual Plus qualifies while its newer terms say Plus does not. A run of chargebacks by referees you cannot vet means permanent disqualification with no explanation and decisions "final and not subject to appeal", and the main terms let Monarch charge you for a reward you have already spent VerifiedAug 20, 2026 Worth it if Guide TaxActat least 20% off a paid federal DIY return if a friend emails you the invitation, or an Amazon gift card of at least $20 for every friend you refer who buys and then actually files. Both numbers are floors rather than fixed amounts: the terms say a discount "of no less than 20% off" and a card "valued at no less than twenty dollars (US $20)" 20% off or $20Discount, or Amazon gift card The referrer's payout is capped at $599 per calendar year, one dollar under the $600 figure at which a US payer generally files an information return, and TaxAct's help centre contradicts its own terms by capping at 20 referrals a season, which is $400. Buying is not enough: the friend must file, using the emailed link, on or before October 31, 2026. State returns are excluded on both sides, free returns do not qualify at all, and the discount is "only valid for the intended email recipient", so no website can deliver it. Rewards are subject to verification in TaxAct's sole discretion, the program can be stopped "with or without notice", and TaxAct's total liability for the whole program "WILL NOT EXCEED $100" VerifiedJul 27, 2026 Worth it if Guide TurboTax20% off the preparation and filing of an individual or business federal return on a paid TurboTax Online or TurboTax Experts product, and nothing off a state return, a CD or download product, TurboTax Free Edition or any other add-on. The person who shared the link gets gift cards instead, in an amount the binding terms say "may vary", capped at $500 in total 20% offA discount at checkout; gift cards to the referrer The discount never stacks. The terms say it "cannot be combined with any other offer" and the referral page explains the mechanism: "the best offer or discount will be automatically added to your cart", so a better live promotion silently replaces the referral and may leave your friend with no reward. Everything else is dated: the link must be used between October 8, 2025 and October 31, 2026, and rewards are redeemable across that same window, while the reward email can take up to 45 days, so a late-October referral can be notified after redemption has already closed. Free filers earn the referrer nothing, the programme is US only, an Advocate is required in capital letters to tell friends they get paid or forfeit the reward, a privacy deletion request can cancel the reward, and Intuit's maximum liability for the whole programme "WILL NOT EXCEED $100" VerifiedJul 27, 2026 Worth it if Guide

Every entry above was verified on the official terms on the date shown. When terms change, the row changes.

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