265 sign-up offers, in thirteen lists.

Each row leads with the number most people actually collect, and the condition for the advertised one sits beside it. Verdicts are ours: worth it, worth it if, or think twice.

26Worth it.161Worth it if.65Think twice. Documents re-read weekly
Before you tap anything: some of the links below are referral links that pay this site a commission. Your bonus is never smaller because of it, and where going direct pays you more, the entry says so.

Most of these programs forbid a page like ours from posting their link at all, which is why so few rows carry one, and a number of them pay only the person doing the sharing, which is why some rows say the reader gets nothing. 85 programs forbid a page like ours from carrying their link, and 84 more never mint a code that can be posted anywhere.

Worth it, right now

The rows that reached the top verdict

The first eight of 26, in the order the lists use; the rest sit in their lists. Check up to three to compare them side by side.

ChaseBanks $400Cash Zelle, mobile check deposits and your own transfers do not count; $15 monthly fee after two free statement periods unless waived; one bonus per two years Worth it. Oct 2, 2026 AllyBanks $100Cash Anyone who has held any Ally Bank deposit account since January 1, 2024, joint owners included, is an Excluded Friend and gets nothing; Ally can end the program early Worth it. Sep 18, 2026 HuntingtonBanks $400 or $600Cash Real-Time Payments credits, Zelle, Venmo, PayPal and Huntington-to-Huntington transfers all count for nothing; the promotion code attaches only from Huntington's offer page; 21 states only; $10 a month on Perks unless deposits hit $1,000 every month or you keep a $5,000 total relationship balance Worth it. Oct 2, 2026 Capital One 360Banks $250Cash Any 360 Checking, Simply Checking or Total Control Checking account open on or after January 1, 2024, even as a secondary holder, pays $0. One code per account, the payout can take 135 days, and an account not funded within 60 days closes itself Worth it. Sep 18, 2026 Fifth Third BankBanks $300Cash Transfers from other accounts and mobile deposits do not qualify; any ownership of a Fifth Third deposit account, open now or closed within the last 13 months, shuts you out, by the offer's footnote (its FAQ says checking); an account untouched for 12 months is charged a $5 dormant fee every month Worth it. Oct 1, 2026 KeyBankBanks $300 or $500Cash Teller, ATM and mobile app deposits count for nothing; a primary owner of a KeyBank personal checking account in the last 12 months is excluded; Key Select's $100 annual bonus needs $60,000 of direct deposits in 12 months Worth it. Sep 18, 2026 U.S. BankBanks $250 to $450Cash, reported as interest on a 1099-INT Apply from any other U.S. Bank page and the offer does not attach. Only a paycheck or government benefits count as direct deposit. A $12 monthly fee starts after two statement periods unless waived. Two sibling offers ($600, $500) pay only their intended recipient Worth it. Sep 18, 2026 Wells FargoBanks $325Cash Transfers between accounts, mobile deposits, Zelle and branch or ATM deposits do not count toward the $1,000; a Wells Fargo checking bonus in the past 12 months disqualifies you; the $15 monthly fee has its own waivers, such as $500 in electronic deposits each fee period Worth it. Oct 15, 2026

The thirteen lists

Every offer, by the kind of trap it carries

One page per list, each under the size budget, each with its own compare bar. The trap named on the card is the one that decides most rows in it.

The bar on each cardworth itworth it ifthink twice

Bank account bonuses32 offers, read weekly Real cash for opening accounts and routing deposits. The traps live in what counts as a qualifying direct deposit, in monthly fees, and in hard end dates. Worth it. Chase, $400 Money app bonuses23 offers, read weekly Small, fast bonuses on payment and money apps. The traps are narrow qualifying-action definitions, expiring credits, and links no deal site may post. Worth it. Cash App, $10 Brokerage & investing bonuses19 offers, read weekly Many brokerages pay new customers in stock instead of cash. The traps are lock-ups before you can sell, maintenance periods before you can withdraw, and lottery ceilings. Worth it. Robinhood, $5 Crypto platform bonuses38 offers, read weekly Exchanges, bitcoin apps, wallets, cards and tax tools. Most pay in crypto or a discount, and the traps are state exclusions and programs that quietly ended. Worth it. Coinbase, $20 Cash back & shopping bonuses26 offers, read weekly Sign-up bonuses on top of ongoing cash back. The traps are payout minimums measured in earnings, schedules measured in months, and store exclusions. Worth it. Rakuten, $50 Delivery & local services13 offers, read weekly Groceries, takeout, pet care and odd jobs, paid mostly in credits. The traps are expiry dates, minimum-order rules, and amounts the app never publishes. Worth it. Instacart, up to $40 Phone & internet referral credits17 offers, read weekly Carriers and internet providers mostly pay in bill credit, and some in prepaid cards. The traps are port-in rules, slow credits, and terms that promise less than the ad. Worth it. Google Fi, $60 Travel & ride credits14 offers, read weekly Rides, stays and flights, paid in credits and coupons. The traps are short expiry dates, booking minimums, and programs that ended while the web kept listing them. Worth it if. Lyft, unpublished Credit card welcome bonuses12 offers, read weekly Points, miles or cash after a spend inside a window. The traps: lookback rules that void a second bonus, annual fees, and offers that change by visitor. Worth it. Bank of America Customized Cash Rewards, $200 Streaming & media fine print11 offers, read weekly Hardly anyone here pays you to sign up, and several have no trial at all. So we read the renewal price, the cut-off, and whether a cancelled month is refunded. Worth it if. Apple Music, 1 month free AI tool fine print7 offers, read weekly AI tools rarely pay you for signing up, and several say so in writing. So we read the other fine print: free-tier limits, usage caps, and what cancelling costs. Worth it. Claude, nothing Software & hosting fine print27 offers, read weekly Software pays publishers well and you little or nothing, so the web fills with coupon pages for codes that never existed. We say when there is no discount. Worth it. Bitwarden, free plan Subscription fine print26 offers, read weekly Meal kits, health, learning and wellness. The discounts are real, and so are the traps: auto-renewal, and rules that punish whoever shared the code, not you. Worth it if. HelloFresh, free box or $40 off

Why thirteen pages and not one: a single page of 265 rows was slow to open on a phone, and most people come for one kind of offer. Each list is short enough to read in one sitting, and the compare bar works within the list you are reading.