Know what their fine print costs you, before it does.

Cancellation deadlines, return windows, refund rules and the fees nobody advertises. Search a company and read the sentence that decides what you get.

Planet Fitness Your cancellation notice is due by the 10th. The annual fee needs it by the 25th of the month before. read Jul 30, 2026 Southwest Checked bags were quietly repriced for anyone who so much as changes an old booking. read Jul 30, 2026 Steam Almost anything is refundable, until a VAC ban removes the right entirely. read Jul 30, 2026

Most people arrive here for one of these

The deadline, the window, the fee

Cancellation notice periods, return windows and fee schedules, read from the company’s own document. These are the pages that save people money without asking them to sign up for anything.

Amazon Prime Refunds: The Undefined ConditionAmazon's refund rule is conditional: paid members who haven't used their benefits get up to a full refund. Amazon never says what counts as used. Quoted, verbatim. Read Amazon Return Policy: 30 Days From DeliveryAmazon's standard window is 30 days from delivery, not order date. Every exception, restocking fee, and non-returnable item, quoted from Amazon's page. Read American Airlines Bag Fees: The Ticket Date Sets ItAA's bag fee is set by the day the ticket was issued, not the day you fly. The published tiers, the $5 online discount and the 45-day refund window, quoted. Read Best Buy Holiday Return Policy: 15 Days, No Extension YetNo holiday extension is published as of Aug 29, 2026: 15 days standard, 14 for phones, and the one 'Holiday' clause restricts decorations. Quoted. Read Best Buy Return Policy: 15 Days, Not 30Best Buy gives most products 15 days to return, not 30. Members get 60. Restocking fees run $45 flat or 15% of price, quoted from Best Buy. Read Costco Holiday Return Policy: No Deadline, One CatchCostco publishes no return deadline for most items, so it needs no holiday extension. The catch is the 90-day electronics list. Quoted, with dates. Read Costco's Return Policy: No Deadline, Except the ExceptionsCostco names a deadline only for its exceptions. We read its own page, table every exception, and checked its published version history. Read Home Depot Return Policy: 48 Hours to 365 DaysHome Depot runs five return windows: 90 days standard, 30 for furniture, 7 for dehumidifiers, 48 hours for appliances, 365 with a store card. Read

All 66 questions we have answered, grouped by what you are actually asking.

Start here

The thirteen worth your time first

Chosen for real payout against real effort. Every figure on this page is read from the same terms as the guide, so nothing here can drift out of date.

Chase
Worth it
$175–$400

The biggest cash bonus on the site, and the strictest definition of a direct deposit. Nine ways to fund it that all pay nothing.

Kraken
Worth it
up to $75

One real crypto trade, and you get paid. Move money into a stablecoin instead and the reward quietly never arrives.

Chime
Worth it if
$100

Two deadlines decide this one: a single $200 deposit inside 45 days, then the plastic card activated within 14.

SoFi
Worth it if
$50–$400

Most people collect $50. The headline number needs $5,000 of real payroll, and $4,999.99 pays the smaller tier.

Robinhood
Worth it
$5

No deposit, and no link needed to get the stock. It is $5 for about 99 in 100 people, and $200 is the 1-in-1,000 draw.

Ally
Worth it
$100

The one bank offer here that needs no direct deposit at all. A recurring transfer of any size, three months running.

tastytrade
Worth it
$100

The best annual cap on the site, but your money sits for six months before it counts.

Google Fi
Worth it
$60

You get bill credit for switching. Data-only SIMs and joining a group plan pay nothing.

Coinbase
Worth it
$10–$100

A guaranteed amount with a link, or a random wheel going direct. The fork locks at sign-up, permanently.

Binance.US
Worth it
$10 + $10

The flattest offer here: a $100 trade inside 30 days pays you $10, in dollars. New York and Texas are excluded.

Nexo
Worth it if
$5–$600

Most people stop at $5. The same $5,000 pays $100 if you collect all three payouts, and $600 is the $100,000 tier.

Rakuten
Worth it
$50

Cash for you, but it rides the quarterly payout, and Amazon purchases do not count toward the threshold.

Ledger
Worth it if
Up to $20 in BTC

Only one kind of Ledger link pays the buyer, and it is not an affiliate link. A friend’s in-app link is the one worth up to $20 in Bitcoin.

Every offer we have read, all 118 of them

The Nexo file

Three deeper reads behind that guide, because Nexo is the offer here where the gap between the smallest payout and the realistic one is entirely a matter of what you knew before you deposited.

What reading the terms turned up

Findings from the last sweep

We re-read every set of terms on this site in July 2026. These are the things the marketing pages do not tell you.

Do not use

A bitcoin ATM network is in bankruptcy

Bitcoin Depot filed for Chapter 11 in May 2026 and took its machines offline, and two state regulators have issued consumer alerts. Deal blogs still advertise its $15 bonus.

Read what happened
Gone quietly

Ten programs pay nothing at all now

Some retired, some paused, some never existed. Swan's referral is retired, Blockchain.com's is paused, and Trust Wallet has no program despite the figure everyone quotes.

See which ones
Bigger than advertised

Instacart is worth four times what most sites say

Nearly everyone lists $10 off one order. Instacart's own help pages say up to $40, handed out across your first two orders, each needing its own minimum.

See how it splits
Widely repeated, wrong

Uphold is not a no-trade bonus

Write-ups everywhere call it a funding bonus. The terms require two separate things: fund $100, then convert $100 into crypto. Miss the second and nothing pays.

Read the two conditions
Ask a friend instead

Six programs forbid sites like this one

Venmo, Bitrefill, Greenlight, Upside and US Mobile all void referrals posted publicly. Their guides here send you to a friend, and we earn nothing on any of them.

How that works
No number published

A dozen companies refuse to state their bonus

Uber Eats, DoorDash, Lyft, Ibotta, Swagbucks and others set the amount in the app. Where that is true we print no figure, rather than repeating a number from a coupon site.

Why we leave it blank

Straight answers

Questions that arrive often enough to deserve a full reading

No bonus attached to either of these. People ask them, so we read the terms and answered them.

Closing soon

Dates the providers published themselves

Not a countdown, and not pressure. These are simply the end dates written into each offer's own terms, nearest first.

Browse by category

All 118 offers, grouped

Bank accounts14 offers

Real cash for opening accounts and routing deposits. The traps live in what counts as a qualifying direct deposit, in monthly fees, and in hard end dates.

Money apps & payments9 offers

Small, fast bonuses on payment and money apps. The traps are narrow qualifying-action definitions, expiring credits, and links no deal site may post.

Investing11 offers

Brokerages pay new customers in stock, not cash. The traps are lock-ups before you can sell, maintenance periods before you can withdraw, and lottery ceilings.

Crypto38 offers

Exchanges, bitcoin apps, wallets, cards and tax tools. Most pay in crypto or a discount, and the traps are state exclusions and programs that quietly ended.

Cash back & shopping10 offers

Sign-up bonuses on top of ongoing cash back. The traps are payout minimums measured in earnings, schedules measured in months, and store exclusions.

Everyday services17 offers

Delivery, rideshare, mobile and travel, paid mostly in credits. The traps are expiry dates, minimum-order rules, and amounts the app never publishes.

AI tools6 offers

AI tools rarely pay you for signing up, and several say so in writing. So we read the other fine print: free-tier limits, usage caps, and what cancelling costs.

Software & hosting8 offers

Software pays publishers well and pays you nothing, which is why the web is full of coupon pages for codes that never existed. We say when there is no discount.

Consumer subscriptions5 offers

Meal kits, health, learning and wellness. The discounts here are real, and so are the traps: auto-renewal, and rules that punish whoever shared the code rather than you.

What we do

Read the full terms of every offer, lead with the number most people actually collect, and label the advertised ceiling with its condition in the same breath.

How we are paid

Referral commissions, disclosed above every link. Your bonus is never smaller through our link, and where no link is needed, or where a program forbids ours, the guide says so plainly.

What we never do

No countdowns, no invented member counts, no burying a trap below a button. If a company does not publish its bonus amount, we leave the number out rather than guess at it.

From the examination log, July 24, 2026: all 118 offers re-read against live terms  ·  Kraken confirmed at up to $75, not the $20 widely listed  ·  Instacart corrected upward to $40  ·  Bitcoin Depot pulled after its bankruptcy filing  ·  How we work

New bonuses worth claiming, the ones that quietly get worse, and every new guide as we publish it.

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