Corrections, in public.
When a page said something the document did not, the fix is logged here: what it said, what it says now, the date, and why it happened.
A site that promises to quote the terms owes you a list of the times it quoted them wrong. This is that list. Nothing is removed from it.
How corrections work here
A correction is a change to a fact we published: a dollar figure, a date, a deadline, an eligibility rule, or a claim about whether a program exists. Rewording, design changes and updates that follow a company changing its terms are not corrections; those move a guide’s Examined date instead.
When we find a mistake, or a reader does, we fix the guide and add an entry below with what it said, what it says now, and how the error happened.
Tell us about an error at /contact. Include the page, the sentence, and the document you read. We reply to every report that names a source.
The list
Showing 1 to 25 of 100, newest first.
-
Credit Karma Corrected Correction where a creditkarma.com referral address leads
- We said:
"a creditkarma.com address that search engines surface as an answer to this question resolves to the plain homepage." - Correct: "Oops! It Looks Like That Page Doesn't Exist"
This page's FAQ said a creditkarma.com address that search engines surface for the referral question resolves to the plain homepage. On October 27, 2026 both creditkarma.com/refer and creditkarma.com/referral landed on Credit Karma's not-found page. The FAQ and the answer card now say so. The finding is unchanged: Credit Karma publishes no referral reward, and the membership is free.
Why. The October 2 page described one address without naming it. The October 27 read checked /refer and /referral by name, and both ended at /error/notfound.
- We said:
-
J.P. Morgan Self-Directed Investing Corrected Correction whether UTMA and trust accounts qualify
- We said:
"marked not eligible in September; the page no longer says" - Correct: "UTMA accounts are not eligible for bonus offers." "Trusts are not eligible for bonus offers."
This page said Chase's offer page had stopped listing account types and no longer marked UTMA and trust accounts as ineligible. The page still lists them and still says they are not eligible for bonus offers; our earlier reads missed those cards. The tier table and step 2 now say so, quoting the page.
Why. The Oct 12 and Oct 26 reads missed the account-type cards, and we took their absence as a change on Chase's side. The Oct 27 read showed them.
- We said:
-
Instacart Corrected Correction when the new customer's discount applies
- We said:
"When your first delivery completes, Instacart gives you the new-customer discount and gives us a $10 credit." - Correct: "Your discount applies at checkout. When your first delivery completes, Instacart gives us a $10 credit."
This page's two disclosure lines still said the new customer's discount came with the completed first delivery. The terms tie only our $10 to that delivery; the reader's credit applies at checkout. The Sep 25 correction fixed the same error in the page's body and missed the disclosures. The Go direct note no longer says there is no first-order discount without a referral, since Instacart shows its own new-customer offers.
Why. The Sep 25 correction was applied to the body copy only; the Oct 27 re-read of the whole page against the terms caught the two disclosure lines.
- We said:
- Instacart Corrected Correction
what the referral terms say about the amount
- We said:
"No dollar amount appears anywhere in the document." - Correct: The terms print one figure, a $35 minimum order per coupon, and no reward amount. The new customer's credit is defined only as "the promotional offer"; the reward stated in the user's account is the sender's.
This page said no dollar amount appears anywhere in Instacart's Referral Terms and Conditions, and read the clause about the referral reward stated in the user's account as the definition of the new customer's credit. The terms do print one figure, a $35 minimum order per coupon, though still no reward amount, and that clause describes the sender's reward. The new customer's side is defined only as the promotional offer. The page now says so; no quotation changed.
Why. The July 27 read summarized the terms from the help page's $40 and did not search the document for a figure; the Oct 26 re-read found the $35 order minimum and the two-sided definitions.
- We said:
-
Nexo Corrected Correction whether US accounts can earn yield
- We said:
"US accounts today have deposit, exchange, and borrow features but no yield, and why the US referral bonus is built on those three tasks." - Correct: "Nexo's US site now offers Flexible Yield and Fixed-term Yield, but neither counts toward the US referral bonus, which is built on three tasks: deposit, exchange, and borrow."
This page said Nexo's US accounts have deposit, exchange and borrow features but no yield. Nexo's US site and US help center now offer Flexible Yield and Fixed-term Yield to US clients, so the four sentences that said otherwise are corrected. The referral bonus is unchanged: it is still built on deposit, exchange and borrow, and Nexo's referral page says the yield products do not count toward any reward threshold.
Why. The page described the US offering as it stood after the 2023 settlement and was not re-read against Nexo's US site, which listed yield products by Oct 3, 2026. The Oct 26 re-read of the US security, yield and help pages caught it.
- We said:
-
Canva Corrected Correction what happens to your designs after you cancel
- We said:
Step 3 and the matching how-to step said that after cancelling you lose access to your designs, quoting the Effect of Termination paragraph. - Correct: The lose-access warning is in the termination clause; for an ordinary cancellation Canva's help article says designs remain accessible on Canva Free. The page still advises exporting first, because what happens to Pro elements is not published.
This page applied the Terms of Use's termination clause to an ordinary cancellation and said you lose access to your designs when the subscription ends. Canva's help article on cancelling says all designs remain accessible on Canva Free and the account stays active.
Why. The step quoted the Effect of Termination paragraph without its heading, and was not checked against Canva's cancel-plan help article read on Oct 2.
- We said:
-
Chase Corrected Correction which exclusions Chase's two deposit definitions share
- We said:
The page said the fee test excludes cash, checks and interest payments, which the bonus list never mentions, and that Zelle is the only item every rule refuses. - Correct: Checks and wire transfers are on both lists; Zelle is the only item named in all three of the page's statements (bonus footnote, bonus FAQ, fee definition).
The page said Chase's bonus exclusion list never mentions checks, and that Zelle is the only item every rule refuses. The bonus list also excludes check deposits and wire transfers.
Why. The comparison used the fee list's word for checks without matching it to the bonus list's check-deposit and wire-transfer lines.
- We said:
-
Zelle Corrected Correction what Venmo's terms publish
- We said:
The page said Venmo, Cash App and PayPal each had a published new-user reward when we last read their terms. - Correct: Cash App and PayPal publish one in their terms; Venmo's FAQ advertises $5 that its governing terms, scoped to Dec 31, 2024, do not name.
The page said Venmo, Cash App and PayPal each published a new-user reward in their terms. Venmo's governing terms name no amount.
Why. One line summarized three guides and missed our own Venmo guide's finding that the terms name no amount.
- We said:
-
Venmo Corrected Correction who counts as a new user
- We said:
The page said a long-dormant account you never used may still qualify, and one where you have sent money does not. - Correct: The terms exclude an account that has sent or received a personal payment; the FAQ also lists friends inactive for 12 months as eligible.
The page said an account that has sent money cannot qualify. Venmo's FAQ also lists friends who have not been active in the last 12 months.
Why. The step followed the terms' definition and dropped the FAQ's third category from the Sep 18 read.
- We said:
-
Claude Corrected Correction the free plan's context window
- We said:
The verdict said the free plan carries the same context window as the paid tiers. - Correct: The pricing page lists the same context window for Free as for the paid tiers; which models a free account gets that on is not established.
The verdict said the free plan carries the same context window as the paid tiers. Only the pricing page says so; Anthropic's help article scopes its larger windows to paid plans.
Why. The verdict restated a pricing-page row as fact, while our Is Claude free? page records the help article that limits those figures to paid plans.
- We said:
-
Rakuten Corrected Correction Gift card cash-out brand count
- We said:
Cash out instantly with gift cards from 50+ top brands, including Amazon, Starbucks, DoorDash and Sephora. - Correct: Cash out instantly with gift cards from 40+ top brands, including Amazon, Starbucks, Target and Sephora.
Rakuten's getting-paid help page offers instant gift-card cash-out from 40+ brands (Amazon, Starbucks, Target, Sephora); our page quoted 50+ including DoorDash.
Why. The quote came from an older read; the Oct 2, 2026 read of Rakuten's getting-paid help page says 40+.
- We said:
-
Axos Corrected Correction Summit Savings compared with Ally
- We said:
Half of Ally's reward for ten times the capital. - Correct: Half of Ally's reward, for $5,000 of capital that Ally's route does not need.
We called Axos Summit Savings half of Ally's reward for ten times the capital; Ally's savings route needs no capital at all.
Why. Ally's route is a recurring transfer of any amount, so there is no capital figure to multiply.
- We said:
- Nexo Corrected Correction
Tier 2 multiplier
- We said:
$25,000 roughly doubles every payout - Correct: $25,000 at least doubles every payout
We said crossing $25,000 roughly doubles every payout; the deposit payout goes from $5 to $25.
Why. Deposit $5 to $25 is five times; exchange $25 to $50 and borrow $70 to $150 are about double.
- We said:
-
Chime Corrected Correction Which cashouts Chime excludes
- We said:
Chime excludes on-demand cashouts by name. - Correct: Chime excludes instant card payouts.
We said Chime excludes on-demand cashouts by name; its current list names instant card payouts only.
Why. The Chime guide records that Chime dropped the named Uber Instant Pay and DoorDash Fast Pay examples.
- We said:
-
Navy Federal Credit Union Corrected Correction Balance needed when the bonus is credited
- We said:
A checking account closed or overdrawn when the bonus is credited pays nothing - Correct: A checking account that is closed, or not in positive balance, when the bonus is credited pays nothing
We said a checking account closed or overdrawn at crediting pays nothing; the terms require a positive balance, so a $0 balance also fails.
Why. The terms say the account must remain open and with a positive balance at the time of bonus crediting.
- We said:
-
Best Buy Corrected Correction Where the word Holiday appears in the return policy
- We said:
The only clause containing the word Holiday restricts decorations - Correct: The only clause under a Holiday heading restricts decorations
The decorations clause sits under a Holiday decorations heading; the clause text itself does not contain the word.
Why. The Oct 2 read shows Holiday only in the heading above the clause.
- We said:
-
Bank of America Customized Cash Rewards Corrected Correction Spend comparison in the verdict
- We said:
twice the spend the other no-fee cards ask for the same $200 - Correct: twice the $500 that Capital One Savor asks for the same $200
The verdict now compares the $1,000 spend with Capital One Savor's $500 for the same $200.
Why. Wells Fargo Active Cash asks $500 for $100, not $200, so the general claim was wrong.
- We said:
-
Capital One Shopping Corrected Correction time to payment in the steps
- We said:
Then wait another 30 days, roughly 120 days from signup to anything appearing. - Correct: Then wait another 30 to 90 days, roughly 120 to 180 days, and the terms say it may take longer.
The step-by-step section said the referral bonus arrives about 120 days after signup; the Terms of Service say incentive bonuses typically post 30 to 90 days after the conditions are met and may take longer, so the step now says 120 to 180 days, as the page's summary already did.
Why. The step quoted only the help article's 30-day figure and cut the terms sentence off before the words covering incentive bonuses.
- We said:
-
BitBox Corrected Correction when the affiliate terms were last read
- We said:
read in full on July 24, 2026 and again on September 25, 2026, unchanged - Correct: read in full on July 24, 2026; the September 25 read was blocked; our October 3, 2026 read shows them unchanged
The disclosure said BitBox's affiliate terms were read in full again on September 25, 2026; that read was blocked. Our October 3, 2026 read shows them unchanged, effective April 14, 2025.
Why. We have no read of the terms for September 25.
- We said:
-
American Airlines Corrected Correction the old third-bag fee and the online-discount route list
- We said:
Third bag was $150 on tickets issued on or before Apr 8, 2026; Central America except Panama and Guyana. - Correct: The 3rd bag within the U.S. and Canada was $150 on tickets issued on or before Apr 8, 2026; Central America except Panama, and Guyana.
The fee table showed the $150 third-bag fee on older tickets as applying everywhere; American's footnote limits it to the U.S. and Canada. An FAQ also read as if Guyana were excluded from the $5 online discount; it is included.
Why. Both were misreadings of our July 30, 2026 read.
- We said:
-
Barclays Corrected Correction whether the page showed a rate
- We said:
The page said the Barclays pages showed no rate on September 25. - Correct: The Tiered Savings page's tier rates were blank; the home page banner read “Earn up to 3.65% APY” on September 25, 2026.
This page said the Barclays pages showed no rate on September 25. The home page that day showed the banner beside the $200 offer reading “Earn up to 3.65% APY”; only the Tiered Savings page's own tier rates were blank.
Why. We checked only the Tiered Savings page; the home page that day carried the banner figure.
- We said:
- Rakuten Corrected Correction
how long a bonus takes end to end
- We said:
Ten to twenty weeks end to end is ordinary, and longer is not automatically wrong. - Correct: Depending on where the payment dates fall, that can be anything from a few weeks to about six months end to end, and all of it is on schedule.
The page called ten to twenty weeks end to end ordinary. Rakuten's 3 to 14 week confirmation plus a quarterly payment cycle gives anything from a few weeks to about six months.
Why. The range was our estimate with no source; the page's own figures give about 3 to 27 weeks.
- We said:
-
Ally Corrected Correction who the lookback excludes, in the page description
- We said:
Any Ally account since Jan 1, 2024 kills it. - Correct: Any Ally Bank deposit account since Jan 1, 2024 kills it.
The page description said any Ally account since Jan 1, 2024 disqualifies you. Ally's New Friend terms exclude only people who have held an Ally Bank deposit account since that date; Ally Auto and Ally Invest customers without one can qualify.
Why. The description shortened the Excluded Friend rule and contradicted the page body and FAQ, which already stated the Ally Auto and Ally Invest carve-out.
- We said:
- Claude Corrected Correction
Adobe early-termination fee in the comparison
- We said:
Adobe, annual billed monthly: 50% of what is left - Correct: 50% of what is left; 30% of the year in California
The Adobe row now gives California's 30% charge beside the 50% fee.
Why. Adobe's terms, effective Aug 1, 2026, set the California charge at 30% of the annual commitment, as our Adobe cancellation guide already says.
- We said:
- Claude Corrected Correction
Max plan billing
- We said:
From $100 per month, billed monthly - Correct: From $100 per month
Max is now described only as From $100 per month.
Why. The pricing page as we read it prints no billing frequency for Max.
- We said: