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Instacart Examined Jul 27, 2026 Paid as an order discount Not available in Washington state

Instacart gives up to $40, but not all at once.

Worth itif you were trying Instacart anyway: the discount applies at checkout, no waiting, as long as the cart follows the rules below.
Up to $40 in creditSplit across two orders$35 minimum eachExamined Jul 24
Up to $40in credit when you sign up through a referral link, handed to you across your first two orders rather than in one lump

Instacart says plainly that "referral credit amounts can vary", so treat $40 as the ceiling for the current wave and check the figure shown at sign-up. The rules do not vary: each credit needs its own order of $35 or more from one retailer, no alcohol or restaurant orders, and the link must be used before your first purchase. It cannot be applied retroactively.

What pays what

Your first two orders, each $35+ at one retailer, via a referral linkUp to $40 total
The person who referred you, after your first delivery completes$10 credit
An order under $35, or a second order you never placeThat slice is lost
Alcohol or restaurant orders$0
Applying the code after you have already ordered$0

Do this, in this order

  1. Check your state first. Washington state residents are excluded from the referral program entirely, on both sides. Household members of an existing account are excluded too.
  2. Sign up through the referral link before ordering. The promo attaches at account creation and cannot be added to an account that has already ordered.
  3. Plan for two carts, not one. The credit is split across your first two orders, and each one needs its own $35 minimum from a single retailer. Collecting the full amount means roughly $70 of groceries, so do not expect $40 off a single shop. Splitting one order across stores breaks the rules. Our guide to collecting the full credit rather than half of it walks that two-cart sequence in the order it has to happen.
  4. Keep alcohol and restaurant items out of the math. The discount applies to non-alcohol products only, and restaurant orders do not qualify at all.
  5. Order within 90 days and let the delivery complete. Coupons expire 90 days after redemption, and the reward is tied to a fulfilled, delivered order. If you did all of this and the credit still did not arrive, it is nearly always one of four rules, not a fault, and two of them are still fixable.
How we are paid: the referral link below is ours. When your first delivery completes, Instacart gives you the new-customer discount and gives us a $10 credit. Your discount is the same through any valid referral link.
Get your Instacart creditOur referral link. The exact amount shows at sign-up and applies at checkout.
Go direct on instacart.comNo referral, no first-order discount. Pays this site nothing.

Is it worth your time?

This one costs zero extra effort if a $35 grocery order was happening anyway: the discount lands at checkout on the spot. It is a discount, not cash, so do not pad a cart past $35 to chase it; groceries you did not need cost more than $10. Delivery and service fees still apply, and heavy items or busy windows can push the real total up, so compare the checkout price against your store run before deciding Instacart is the habit for you. The referral is legit: it is Instacart's own program with its own written terms, though the $40 figure appears nowhere in those terms and the credit has, in Instacart's words, no cash value.

Go deeper on Instacart

If Instacart does not fit

Up to $40 across two orders
traps listed above
Get your Instacart credit

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