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TurboTax’s 20% off applies to your federal return, and to nothing else on the bill.
October 31, 2026 is when the whole thing shuts, and it is the one date Intuit’s two pages agree about exactly. Intuit layers its terms, and the layer that binds is not the referral marketing page but the Refer a Friend terms and conditions, which announce themselves as updated as of October 27, 2025 and open by telling you that taking part makes a binding agreement between you and Intuit Inc. Read side by side, the two pages disagree about money in a way worth knowing before you count on any of it.
What pays what
| You, new to TurboTax, buying a paid federal return online or with an expert | 20% off |
|---|---|
| Your state return, on the same link | Not eligible |
| TurboTax Free Edition, CD and download products, other add-ons | Not eligible |
| Anyone who filed tax year 2024 with TurboTax | Not a new customer |
| Anyone outside the United States | Excluded |
| This site, for writing this page | Nothing |
The state return is a separate charge on most TurboTax bills and the discount does not touch it, so 20% off is 20% off part of what you pay. And "new customer" is defined backwards in time: a new TurboTax customer is "someone who did not file in the previous tax year 2024 with TurboTax". Somebody who used TurboTax in 2023 and left can qualify; somebody who filed there for tax year 2024 cannot, whosever link they click.
Do this, in this order
- Ask a person for the link, because a website cannot legally give you one. The binding terms tell an Advocate, which is Intuit’s word for whoever holds the link, "Not to share the invitation/referral link with any third party discount, coupon or affiliate program site as part of any third party program or in the form of any advertising or promotional placement, whether paid or unpaid." That clause names coupon sites and affiliate sites, and "whether paid or unpaid" closes the usual escape hatch that an unpaid editorial mention is somehow different. So if a page waves a TurboTax referral link at you, either it is not really the referral link, or somebody broke the agreement they accepted to put it there. If you came here hunting for a code to paste instead, does TurboTax have a coupon? sorts the discounts that genuinely exist from the ones coupon sites invent, and explains why none of the real ones can reach you from a page like this one.
- Check the calendar before anything else. The link has to be used within a fixed span: purchases count only "using the unique Link provided in the invitation received between October 8, 2025 and October 31, 2026." The friend discount is "good through October 31, 2026." Rewards are redeemable across the same window. One date governs the entire programme, and it is the last day of October 2026.
- Confirm you are new in the way the terms mean it. Not "never used TurboTax", specifically did not file tax year 2024 with TurboTax. This is the single cheapest thing to check and the one most likely to quietly disqualify a household where somebody filed there last time. We took that definition apart on its own page, who counts as a new TurboTax customer, including the backwards result it produces: somebody who left TurboTax after 2023 qualifies, and last year’s loyal customer does not.
- Buy the product the offer actually covers. The 20% applies to "the preparation and filing of their individual federal tax return or business federal tax return through a TurboTax Online or TurboTax Experts product". The exclusion list on your side is explicit: "TurboTax Free Edition, TurboTax State returns, TurboTax CD/Download products, and other add-on offerings are not eligible for the Offer." If you were going to file free, the honest answer is that the link is worth nothing to you, and there is no version of this offer that makes free filing cheaper.
- Do not assume the discount stacks, and check the cart total instead of the badge. Because the best single offer wins automatically, the number to trust is the price you are actually charged, not the percentage you were promised. If TurboTax is running a seasonal promotion worth more than 20%, you keep that one and lose this one, and the referral may stop being a referral in the process. When the 20% is simply not showing up on the bill, that silent swap is the first thing to rule out, ahead of the eligibility and product rules that account for most of the rest.
- Finish the return, do not just buy the product. The terms say "Purchase completion is determined by Intuit in its sole discretion, but may include completion of the use of the product to submit a tax return that is accepted by the relevant tax authority." A purchase that never becomes an accepted filing may not count, which means a rejected e-file you never went back to fix can leave your own discount looking earned when the return itself never went through.
Why this page shows a wordmark instead of a logo
Most companies carry a line asking you to seek permission before using their marks, and most of the time that line is aimed at people implying an endorsement, not at a review site naming the company it writes about. Intuit’s is not that line. Its trademark policy permits the name in plain text "in a descriptive phrase in order to refer to and properly name Intuit’s products", then says outright that "use of the Intuit corporate logo or any Intuit-owned product logos, product trade dress, or designs is strictly not permitted without a written license from Intuit." The permitted-use conditions say the same thing from the other side: any such use must "Be in plain text and not include Intuit’s logo", must "Appear less prominently than your mark or product name", must not use "the colors associated with the respective Intuit logo", and must "Include a disclaimer making clear the material or product has not been approved by Intuit". So the tile at the top of this page is a plain graphite wordmark rather than the logo or its colour, and the foot of the page says plainly that Intuit has approved none of this. We have no licence, so we do not behave as though we had one.
Is there a second TurboTax programme?
When a big brand runs a refer-a-friend scheme it usually also runs a publisher programme that pays websites and gives the reader nothing, and confusing the two is how people end up clicking a link they think is a discount. Here we can only take you halfway. Intuit’s trademark policy refers to anyone who is "a licensed distributor of Intuit’s software under various specific reseller or affiliate sales programs conducted by Intuit", and the same page lists Partner Programs in its navigation, so something of that shape exists. The obvious address for it returns a 404, though, and we found no live, readable page setting out its terms, so we will not describe a programme we have not read. What is settled is the part that affects you: the referral link is the one that carries your 20%, and its terms shut sites like this one out of carrying it.
Is it worth your time?
If you are paying TurboTax to do a federal return this year and somebody in your life already uses it, asking them for their link is worth about a minute, and a fifth off the federal charge is a genuine saving on a genuine price. Everything else here argues for keeping your expectations narrow. The discount does not touch the state return sitting next to it on the bill, it does not exist at all if you were going to file free, it is void for anyone who filed tax year 2024 with TurboTax, and it never stacks, so in any season where a better promotion runs it simply loses. I have read a great many referral agreements and this is not a mean one, but it is a carefully drawn one, and the drawing is all on Intuit’s side of the table.
If you later become the one sending a link, TurboTax's marketing page advertises a $25 gift card per friend who files, up to $500 total, though the binding terms say the actual amount "may vary" and free filers earn nothing at all. You are also contractually required to tell the friend you may get paid for their purchase.
