Koinly Examined Oct 2, 2026 Read from Koinly's help center Crypto tax software Free plan makes no reports

A Koinly referral pays a credit you spend later, and Koinly does not publish how big it is.

Worth it ifyou need a Koinly tax report, which means a paid plan: the free plan lets you import and look, but it cannot generate reports. A friend's link is worth the ten seconds, but expect a credit on a later purchase rather than money off this one, and do not plan around its size, because Koinly states it nowhere in public.
Unpublishedis the honest answer on size. What Koinly does publish is the shape: buy your first subscription through a friend's link and you get a credit, and “You can redeem credits on future purchases.”

Before you hunt for a link, know what free gets you. Koinly's free plan imports up to 10,000 transactions and shows your gains and a tax summary, but in Koinly's words it “Can't generate any reports”. To download a report for a tax year you buy a plan for that year, sized to your transaction count. That choice is what sets your price.

Two corrections. We used to say that if your transactions fit the free plan you were finished, and that a friend's link showed up as money off at checkout. Koinly's Tax plans and refer-a-friend articles say otherwise: no reports on free, and a credit for later.
Two programs share one name, and Koinly says so itself. “The Koinly Affiliate Program is best suited for people with large followings or networks.” A link from a friend is usually Refer-a-friend, which gives you a credit for later. A link from an affiliate may carry a discount, or nothing. If you are about to click a link, find out which kind it is.

What you get

You, on the free planImport and look; no reports
You, buying a first plan through a friend's refer-a-friend linkA credit for later, size unpublished
A link from an affiliatePerhaps a discount; not all links carry one
A customer of Kraken, Nexo or Revolut logging in through themA partner discount, sometimes a free plan

The blanks are Koinly's, not ours: it publishes no size for any of these. Partner customers “can enjoy hefty discounts on Koinly, sometimes even a completely free plan”, and you cannot stack them: “Discounts cannot be combined with other offers or promotions.”

Do this, in this order

  1. Know what free gets you. The free plan is for importing and checking your numbers. If you need a report to file with, you are buying a plan for that tax year.
  2. Pick the plan tier before you pick a link. Koinly sells yearly plans by transaction count: Newbie up to 100, Hodler up to 1,000, Trader up to 3,000, Pro up to 10,000. Getting the count right is what sets your price.
  3. Check for a partner discount first. If you use Kraken, Nexo or Revolut, Koinly says the partner discount applies only if you log in to Koinly through the partner's site, and it cannot be combined with another discount or promotion.
  4. Click your friend's link before you create the account. Koinly: “You should sign up to Koinly after clicking the link for the referral code to work”. With an existing account, “clicking this link will not do anything”. “Referral links require cookies enabled in your browser”, and there is no promo-code box to fall back on.
  5. Ask what the link gives. “Not all referral links offer a discount when used. Confirm with the person who shared the link what the benefits are”. A refer-a-friend link pays a credit on future purchases, so an unchanged first total does not mean it failed.
Open koinly.ioCount your transactions and pick the plan that covers the tax year you need.
Read Koinly's discount rulesReferral links, promo codes and partner discounts, and what each one covers.

Is it worth your time?

If you only want to see your gains, the free plan does that and no link improves on free. If you need a report, you are paying, and a friend's link costs ten seconds and has no downside; just expect the reward as credit on a later purchase. Do not go looking for the number, because it does not exist in public, and any site quoting a specific Koinly discount is quoting something it cannot have read. The decisions that cost or save you money are the plan tier, a partner discount if you have one, and whether Koinly reads your exchange history properly.

If you refer people yourself later, Koinly’s two affiliate documents disagree on the cap. Its Affiliate Program help article, dated June 5, 2026, says commission is “capped at the total amount paid by the customer or $150 USD (whichever is lower)”. Its Affiliate Program Terms, revised on Jan 1, 2026, give the same rule with $200. Plan on the lower figure. Credits you earn on Refer-a-friend are lost if you switch to it.

Second opinions

A friend’s link earns a credit
Spent on a later purchase, size unpublished
Open koinly.io