Everything we have read, dated
66 questions answered from the company’s own document, grouped by what you are actually asking. Each row carries the day we read it.
It did not arrive
Cash App Referral Bonus Not Received? Which Rule Caught You Cash App referral bonus missing? The 14 days start at the code, the $5 must go to someone else, the card must stay linked, and payment can take 30 days. 
Chase Bonus Not Received? The 7 Reasons, and the 15-Day Rule Chase promises the $400 within 15 days of you finishing the requirements. Count from the day your deposits crossed $1,000, then check the six other causes. 
Chime Referral Bonus Not Paid? The 4 Rules That Block It Chime bonus missing? It needs one single $200 deposit of the right kind, a card activated within 14 days of that deposit, all inside 45 days of opening. 
DoorDash Credit Expires in Six Months and Will Not Pay a Tip DoorDash credit expires 6 months from issue and covers order subtotals only, not gratuity or alcohol. The clauses quoted, the arithmetic worked. DoorDash Referral Credit Not Received? 6 Documented Causes DoorDash credit missing? Any prior record of your name, email, phone or card voids the new-user offer at checkout. Plus the 6-month clock and the tip rule. 
Instacart Credit Not Received? 4 Reasons, What Each Means Instacart credit missing? It pays in credit not cash, splits across two orders each needing its own $35, and only triggers once a delivery completes. 
Nexo Bonus Not Paid? 5 Reasons and What to Do About Each Nexo bonus missing? Run the 90-second check: the five causes, which are fixable, what you can still collect, and how to write a ticket that gets resolved. 
Rakuten Bonus Not Paid? 8 Reasons and Which Are Fixable Most missing Rakuten bonuses are early, not lost: the confirmation lag, the quarterly check, the $5.01 rollover and five real failures, in Rakuten's words. Referral Bonus Not Paid? Run This Checklist First Six reasons a sign-up or referral bonus never lands, how to tell which one hit you, what is still fixable, and how to write a ticket that gets resolved. 
Robinhood Free Stock Not Received? Why, and What to Do The gift stock is triggered by linking a bank, not by signing up, and it expires 60 days after issue. The seven documented reasons it never arrives. 
TurboTax Discount Not Applied? The Cart Keeps One Offer The TurboTax referral 20% cannot stack; the cart silently keeps the offer worth more. How to tell which rule caught you, and when to email Intuit. 
Uber Eats Promo Code Not Working? Four Documented Causes An Uber Eats invitation expires 90 days after it was sent, and its discount is for a new user's first order. Find which rule stopped your code. What actually counts
Do Amazon Purchases Count for Rakuten? No, and Here Is Why No. Rakuten's terms exclude Amazon.com from qualifying purchases, even while Rakuten pays cash back on Amazon orders. What actually counts toward the $50. 
Does Apple’s Warranty Cover a Cracked Screen? Apple's one-year warranty covers defects, not accidents. Clause (d) excludes a cracked screen by name. Here's what AppleCare+ changes, and its published fees. 
Does Claude Have a Discount Code? No, and Anthropic Says So Anthropic's own help center: no standing discounts, and support cannot issue coupons. The five real ways Claude's price moves, and how to spot a fake code. Does My Direct Deposit Count for Chime? Both Lists, Quoted Chime publishes what counts as a qualifying direct deposit and what does not. Both lists quoted in full, plus the $200 rule that catches gig workers. Does TurboTax Have a Coupon? No Public Code Exists Intuit's own pages: TurboTax has no public coupon code, the cart keeps only the best single offer, and every real discount arrives by link or by rank. What Counts as a Direct Deposit? 10 Banks, Side by Side Payroll and government benefits count. Zelle, self-transfers, mobile check deposits and tax refunds do not. What ten banks each accept, side by side. What Counts as a Direct Deposit at Chase? On one Chase page a tax refund waives the $15 monthly fee and is expressly excluded from the $400 bonus. Both rules quoted, plus the full exclusion list. Who Counts as a New TurboTax Customer? Tax Year 2024 Test TurboTax's referral defines a new customer as someone who did not file tax year 2024 with TurboTax. A new email address does not make you new. What it is really worth
Cash App Referral Bonus: $10, Not the $5 Everyone Quotes Cash App's own terms name a $10 referral bonus. The $5 all over search results is the payment you must send to qualify, not the reward. Both quoted. Chime Referral Bonus: $100 for Joining via a Friend's Link Join Chime through a friend's referral link and Chime prints $100 for you, after one $200+ direct deposit in 45 days and card activation within 14 days. How Much Is the DoorDash Referral? DoorDash Will Not Say DoorDash's referral terms run 887 words and contain no dollar sign. Your amount lives inside the link itself. We counted, quoted and linked every page. How Much Is the Uber Eats Referral Worth? Uber Will Not Say Uber's referral rules run about 2,300 words and contain no dollar figure. The amount is set by city and shown only in the app. Quoted, with the URLs. How to Maximize Your Instacart Credit: Two Orders, Not One The Instacart referral credit arrives as separate coupons, each needing its own $35 order at one retailer. Spend it in one shop and you collect part of it. Maximize Your Nexo Bonus: Turn $5 Into $100+ (2026 Guide) The same $5,000 pays $5 or $100 depending on what you know. The seven moves, the day-by-day calendar, and the tier cliffs of the Nexo sign-up bonus. Is it legitimate, and is it worth it
Is Nexo Safe in 2026? A Straight Answer Before You Deposit The two-sided answer before you deposit $5,000: Nexo's track record, the 2023 US settlement in plain English, what protects you, and a 5-minute checklist. Is Rakuten Worth It? The Honest Case For and Against Yes, with conditions. The case against too: the quarterly wait, the Amazon exclusion, and who should skip it. Is the Cash App Referral Legit? What Cash App Publishes Yes, and here is the proof: Cash App's own dated legal terms name a $10 bonus, a $5 send, a linked card and a 30-day payout. Plus what it never publishes. Is the Chase $400 Bonus Worth the $15 Monthly Fee? A $400 bonus on a $15-a-month account is only $400 if you waive the fee. The four waiver routes, and why a tax refund kills the fee but not the bonus. Is the Instacart Referral Legit? Yes, and Here Is the Catch Yes, it is Instacart's own program. But it pays credit, not cash, splits across two orders, and the $40 appears nowhere in the actual terms. Is the Uber Eats Referral Worth It? An Honest Verdict Yes, if you are new to Uber Eats and a friend sends the invitation. Uber publishes no amount, so here is the decision rule that works without one. The policy, decoded
Amazon Prime Refunds: What Counts as Unused Amazon refunds a Prime period in full only if you made no eligible purchases and used no Prime benefits since your last charge. The 3-day window, quoted. 
Amazon Return Policy 2026: The 30 Days Start at Delivery Amazon's standard window is 30 days from delivery, not order date. Every exception, restocking fee, and non-returnable item, quoted from Amazon's page. 
American Airlines Bag Fees: The Ticket Date Sets It AA's bag fee is set by the day the ticket was issued, not the day you fly. The published tiers, the $5 online discount and the 45-day refund window, quoted. 
Best Buy Holiday Return Policy: 15 Days, No Extension Yet No holiday extension is published as of Oct 2, 2026: 15 days standard, 14 for phones, and the one Holiday clause restricts decorations. Best Buy Return Policy: 15 Days, Not 30 Best Buy gives most products 15 days to return, not 30. Members get 60. Restocking fees run $45 flat or 15% of price, quoted from Best Buy. 
Costco Holiday Return Policy: No Deadline, One Catch Costco publishes no return deadline for most items, so it needs no holiday extension. The catch is the 90-day electronics list. Quoted, with dates. Costco's Return Policy: No Deadline, Except the Exceptions Costco names a deadline only for its exceptions. We read its own page, table every exception, and note the version number Costco prints on it. 
Home Depot Return Policy 2026: 48 Hours to 365 Days Home Depot runs five return windows: 90 days standard, 30 for furniture, 7 for dehumidifiers, 48 hours for appliances, 365 with a store card. 
Southwest Checked Bag Fees: $35 to $55, by Booking Date Southwest checked bags now cost $35 to $55 depending on when you booked, and changing an old booking can move you to the newer price. The tables, quoted. 
Steam Refund Policy: The Rule for Every Purchase Type Two hours of playtime decides most Steam refunds. DLC, in-game items, pre-orders, subscriptions, wallet funds, bundles and gifts each run their own clock. Target Return Policy: 90 Days, Sometimes 30 Target says 90 days for most items, but also 30, with no stated rule for which. We quote both and cover the real 365-day window on owned brands. 
Walmart Holiday Return Policy 2026: Jan 31, for Most Walmart's standing rule: buy October 1 to December 31, return until January 31. What “most items” leaves out, quoted from Walmart's own policy. Walmart Return Policy: 90 Days, or 30 for Marketplace Walmart gives 90 days on most purchases, but only 30 if a Marketplace seller shipped it. How to tell which applies, quoted from Walmart's own policy. How to cancel
How to Cancel a Gym Membership: What Each Chain Publishes Planet Fitness, LA Fitness, Crunch, Anytime and 24 Hour Fitness, quoted on cancellation. One publishes nothing. The deadlines and fees, with dates. How to Cancel Adobe: the 50% Fee Only Hits One Plan Adobe charges 50% of the rest of your contract only on the annual plan billed monthly. Month-to-month costs nothing to leave. Quoted from the terms. 
How to Cancel Anytime Fitness: Your Club Decides No national policy exists: each club is independently owned and your agreement carries the cost, method and any termination fee. What to do with that. 
How to Cancel Canva, and What You Get Back Cancel any time in account settings. It takes effect at the end of your billing cycle, and Canva's terms say no refund of fees already paid. How to Cancel Claude, and What You Do Not Get Back Cancel in Settings, Billing. Anthropic's terms require it at least 24 hours before the last day of your term, and all payments are non-refundable. How to Cancel LA Fitness: The Postmark Rule Mail to the Irvine P.O. Box, the front desk, or your online account. Postmark 5 business days before billing, and LA Fitness recommends certified mail. 
How to Cancel Planet Fitness: The 8-Day Rule Three ways to cancel Planet Fitness and one 8-day rule. Notice must reach your club 8 days before your billing date, and 8 days before the annual fee date.
How to Cancel Anytime Fitness: Your Club Decides No national policy exists: each club is independently owned and your agreement carries the cost, method and any termination fee. What to do with that. How to Cancel Canva, and What You Get Back Cancel any time in account settings. It takes effect at the end of your billing cycle, and Canva's terms say no refund of fees already paid. How to Cancel Claude, and What You Do Not Get Back Cancel in Settings, Billing. Anthropic's terms require it at least 24 hours before the last day of your term, and all payments are non-refundable. How to Cancel LA Fitness: The Postmark Rule Mail to the Irvine P.O. Box, the front desk, or your online account. Postmark 5 business days before billing, and LA Fitness recommends certified mail. How to Cancel Planet Fitness: The 8-Day Rule Three ways to cancel Planet Fitness and one 8-day rule. Notice must reach your club 8 days before your billing date, and 8 days before the annual fee date. Is it free
Is ChatGPT Free? Yes, and Here Is the Real Cost ChatGPT's free plan is $0 on OpenAI's own pricing page. The cost is your Content, used for training unless you opt out, plus a work-email clause. Is Claude Free? Yes, and Here Is Exactly Where It Stops Claude's free plan is $0 with no card. Where it stops: no Opus, five projects at most, and a five-hour usage limit Anthropic never puts a number on. What we found across every offer
Apple Warranty Check: What Your Status Really Means Where to check Apple coverage in 2026, why the old article is gone, and what the one-year warranty actually covers, quoted from Apple's own documents. Are Sign-Up Bonuses Taxable? The Plain-Words Answer Bank bonuses, crypto rewards, free stock and cash back are not taxed the same way. What each one generally counts as, what to write down, and who to ask. Bank Bonuses You Can Get With No Direct Deposit at All One bank route needs no payroll: a recurring transfer of any amount, three months running. What it pays, who it fits, and what the alternatives cost. Dead Referral Programs: 13 That Pay Nothing in 2026 Shopkick, Verizon, Citi Custom Cash, Laurel Road, Booking.com, Exodus, Swan, Bitcoin Depot and five more are gone or paused, yet coupon sites still sell them. Refer a Friend Programs That Pay Only the Referrer Revolut, CEX.IO and Kinsta pay the person sharing and give the new customer nothing. Step did too, until it changed. The clauses, quoted, and how to spot the shape early. Referral Terms That Contradict Themselves: 5 Cases Five companies whose own pages disagree about their own offer. Nexo, Crypto.com, TaxAct, SoFi and Kinsta, quoted both ways, and the rule that settles it. Return Windows Compared: 6 Major US Retailers How long you really have to return something at Costco, Home Depot, Walmart, Target, Amazon and Best Buy. Every window quoted from the source and dated. Robinhood Free Stock Odds: 99% Get $5, 0.1% Get $200 Robinhood publishes the odds itself: 99% get $5, 0.9% get $10, 0.1% get $200. The average works out to $5.24, and three clocks are attached. Free Stock Lock-Ups and Clawbacks, 7 Brokers Compared Free stock is not free to leave. Robinhood, Public, Webull, moomoo, M1, tastytrade and Acorns compared on holding periods, clawbacks and transfer rules. What Changed in the Fine Print, Month by Month Every change we have confirmed in a company's own terms since we started watching them: raised, cut, ended or moved, what it said before and what it says now. 
Is the Webull Free Stock Real? What You Actually Get Yes, the shares are real. Webull's July 2026 terms pay 10 shares for a $100 deposit, each $3 to $300, and print the odds: 98% of shares are $3. Which Sign-Up Offers Actually Pay You, by Category Every offer we cover, sorted by what a new customer really receives: cash, store credit or a discount, or nothing at all. Built from each guide's own figures. 
Does it have a coupon
Nothing on this page matches “”. Search every page, or ask us to read it.
Why these pages exist at all
An offer page tells you what a company says it will give you. These pages tell you what has to be true before it actually does, which is where the money is usually lost. The pattern is almost always the same: a deadline measured from an event you did not notice, a definition of “qualifying” that excludes the obvious thing, or a figure the company simply never published while everyone else on the internet quotes one anyway.
These are the pages that answer a question rather than describe an offer. Each one exists because a rule buried in somebody’s terms costs people money. Every figure on every page comes from the company’s own document, with the URL we read it on and the date we read it. Where a company publishes no number, we say so.
If you are looking for a specific company, the full offer directory covers every program we have examined, and how we work explains the standard all of this is held to.
Every date on this page is the day we read the company’s document. The same date is printed on the page itself. A page that does not print one gets no date here.
What each group covers
- It did not arrive
- You did everything right and saw nothing. Which published rule caught you, quoted from the terms.
- What actually counts
- The definitions that decide whether you qualify, in the company’s own words rather than ours.
- What it is really worth
- The published figure, the conditions attached to it, and what the company declines to put a number on.
- Is it legitimate, and is it worth it
- Whether the offer is real, what is documented, and the parts nobody has written down.
- The policy, decoded
- What the published return, refund or fee policy actually says: the windows, the exclusions and the numbers, quoted with dates.
- How to cancel
- The deadline, the method the company will actually accept, and what it costs to leave.
- Is it free
- What the free tier really includes, and the line where it stops.
- What we found across every offer
- Findings that come from reading all of them, which no single offer page can show you.
- Does it have a coupon
- Products whose own documents say there is no discount for you. We quote the sentence and date the reading, so you can stop looking.